Harnia Real Estate Properties Investment Solutions

admin answers:

You’re in a funny market playing a funny game with REOs.

You were probably the only person who made an offer on the property. So, since they weren’t getting any action at $130K, they lowered the listing price to $125K. They were probably hoping for multiple offers, so they could start a bidding war and end up with a higher price than the $125K.

I think you should submit the $115K. But, keep in mind that the new $125K listing might attract other bidders. That’s okay, though. If there are multiple bidders, you will be given an opportunity to submit a best and final offer. And right now, cash is king. A bank will accept a somewhat lower cash offer (5% to 10% less) than a higher financed offer every time, because there’s no chance of the deal falling out of escrow for financing troubles.

If they counter at $120K, come back at $116K. Even if you get it for one dollar less than the initial $120K you offered, you’ve won.

admin answers:

There are investments such as Bulk Pre-Construction Investing that can make you and your investors lots of money. If you are trying to put your homes with your investors I would have to know more about both of them. If your homes are homes for investors (built in equity) than you have something to work with. If not, then you just need to work with your investors and find a company that will pay you for your referrals. This is possible and legal. Please let me know if you would like to know more. I deal with everything from flipping houses, subject to, short sales, foreclosure, etc so let me know.

admin answers:

You can get a private loan. Those are available in every city. Going rate today of apx 18%. That sounds high but they know you can’t get the money anywhere else. The loan will be secured by the property so your idea won’t work.

admin answers:

Are you looking at REIT stocks? If so there are many to look at but New Century has a nice fat divy that almost yields 20%, although I expect it to be cut near future with the mortgage slowdown.

admin answers:

I’ve included a link to the Colorado Real Estate Manual. Chapter 3 (page 3) talks about what can be legally done and what cannot and what to call it. If you read it, it may help.

If you want to pursue this, I recommend you talk to a real estate attorney and see if there is any legal way to get paid.

admin answers:

100% scam, you are correct.

There is no job.

There is only a scammer trying to steal your hard-earned money.

The next email will be from another of the scammer’s fake names and free email addresses pretending to be the UK border agent and will demand you pay for made-up fees, in cash, and only by Western Union or moneygram.

Western Union and moneygram do not verify anything on the form the sender fills out, not the name, not the street address, not the country, not even the gender of the receiver, it all means absolutely nothing. The clerk will not bother to check ID and will simply hand off your cash to whomever walks in the door with the MTCN# and question/answer. Neither company will tell the sender who picked up the cash, at what store location or even in what country your money walked out the door. Neither company has any kind of refund policy, money sent is money gone forever.

Now that you have responded to a scammer, you are on his ‘potential sucker’ list, he will try again to separate you from your cash. He will send you more emails from his other free email addresses using another of his fake names with all kinds of stories of great jobs, lottery winnings, millions in the bank and desperate, lonely, sexy singles. He will sell your email address to all his scamming buddies who will also send you dozens of fake emails all with the exact same goal, you sending them your cash via Western Union or moneygram.

You could post up the emails themselves that the scammer is using, it will help make your post more googlable for other suspicious potential victims to find when looking for information.

Do you know how to check the header of a received email? If not, you could google for information. Being able to read the header to determine the geographic location an email originated from will help you weed out the most obvious scams and scammers. Then delete and block that scammer. Don’t bother to tell him that you know he is a scammer, it isn’t worth your effort. He has one job in life, convincing victims to send him their hard-earned cash.

Whenever suspicious or just plain curious, google everything, website addresses, names used, companies mentioned, phone numbers given, all email addresses, even sentences from the emails as you might be unpleasantly surprised at what you find already posted online. You can also post/ask here and every scam-warner-anti-fraud-busting site you can find before taking a chance and losing money to a scammer.

6 “Rules to follow” to avoid most fake jobs:
1) Job asks you to use your personal bank account and/or open a new one.
2) Job asks you to print/mail/cash a check or money order.
3) Job asks you to use Western Union or moneygram in any capacity.
4) Job asks you to accept packages and re-ship them on to anyone.
5) Job asks you to pay visas, travel fees via Western Union or moneygram.
6) Job asks you to sign up for a credit reporting or identity verification site.

Avoiding all jobs that mention any of the above listed ‘red flags’ and you will miss nearly all fake jobs. Only scammers ask you to do any of the above. No. Exceptions. Ever. For any reason.

If you google “fake UK job”, “fraud visa Western Union scam” or something similar you will find hundreds of posts from victims and near-victims of this type of scam

admin answers:

OK -

I’m going to make an assumption that you have saved up some money, and that you live in a middle class lifestyle. But I’ll also assume that you’re going to travel alone, and do not want to stay in a hostel….

First, let’s assume that you find a bargain room on Manhattan Island. The cheapest I’ve heard of acceptable places to stay costing is $200/night. (And I’d expect to spend more in the central tourist districts.)

Second, I’ll spend a little more money on food than Rachel Ray does, and assume you’ll spend around $50/day there.

Third, tourist attractions in NYC add up to a lot of money. But it makes more sense to visit the neighborhoods (such as Greenwich Village, Chinatown, and even Brooklyn Heights) on some days, walking around and exploring. So I’ll budget another $40/day there.

Fourth, I’ll budget $10/day for mass transit. (You’ll want to look up the price of MTA’s weekly passes – that will save you some serious money, and make things more convenient for you.)

So far, I believe that we’ve budgeted $300/day – $4,200 for two weeks. That number can go up quite a bit if you buy a lot of expensive Tchotchkes (a New York word that few spell right, but almost everyone knows). You’ll also note that I have not included any money for “Broadway” shows, or concerts – New York prices for theater and musical perfoemances are some of the highest in the world, and London (from what I’ve been told) in this area may be a bargain in compatison.

There are some very good ways to cut my cost figures and make NYC an affordable trip. First, find someone to share the lodging with. That’ll cut your major cost in half. Next, do not eat in the touristy areas of town. Instead, go into an ethnic neighborhood – Flushing has a large Asian community, and you can eat well for a small amount of money. If you want Italian food, stay away from Manhattan’s “Little Italy” and go up to Arthur Avenue in the Bronx. But ask around for ideas – most New Yorkers have good ideas of where to eat cheap and well…. (Be careful of people who equate quantity of food with the quality of food.)

If you can find a way to stay in a good hotel in the outer boroughs near a subway station, you might be able to save some big money. But, being a New Yorker, I’d be very leery of telling someone coming to New York on their first time as an adult, to stay in the outer boroughs before exploring them on a first visit…. The quality varies too much to take a chance. (Read all the reviews you can from the major sites – and try to avoid places with an AAA rating of less than 2 diamonds.)

Good Luck!!!!

admin answers:

If a company ask for money up front then you can bet its a scam!

admin answers:

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admin answers:

I would say that unless the amount is very large cash may be the cheapest especially if you already have a UK bank account, however the amount may make this rather more risky as cash is easily stolen. With a transfer you may incur charges both from the French bank and your UK one.